health insurance tobacco use The impact of smoking on Private Health Insurance

🚭 World No Tobacco Day, Tobacco doesn’t just affect your health—it affects your financial security too. Smokers face a higher risk of heart disease, cancer, stroke, and respiratory illnesses, which

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Resolution: Quit smoking and save big on life insurance

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💡 Did you know? Tobacco surcharges in health insurance plans can motivate employees to quit smoking and adopt healthier habits. These financial incentives create a direct connection between lifestyle choices and insurance

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Tobacco Surcharges: how they actually work

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Tobacco Surcharges ≠ Tobacco Cessation

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🚬 Smoking doesn't just affect your health — it affects your life insurance costs too. Insurers classify applicants as smokers or non‑smokers, and that difference can lead to higher premiums because of

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What can health insurances do for tobacco cessation?

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